Francis wanted coverage to protect his newly purchased home, but he was also looking for a plan that could offer long-term benefits for him. Understanding his needs, I helped him find a policy that not only covers his home but also builds a small cash value. As that cash value builds up over a 10-20 year period he will be able to access those funds providing both immediate protection and future financial flexibility.
Telisa wanted coverage that would pay off her mortgage in the event of her passing, but she also wanted protection against critical illness that could leave her unable to work. Affordability was a key concern given her current financial situation. By carefully assessing her needs I secured a plan that initially covers three-quarters of her mortgage, which would turn into a full mortgage payout in under 7 years. On top of that, the policy includes living benefits, ensuring she’s protected in multiple ways while keeping the costs manageable.
When Ugo came to me, she had a clear goal: to secure her home for her children in case anything happened to her. Like many, she wasn’t sure where to begin or which solution would best protect her family. Together, we crafted a customized policy that not only ensures her mortgage will be paid off if she passes, but also steps in to cover payments if she faces a critical illness. And we did it all while keeping her premiums affordable and sustainable—giving her both peace of mind and financial security."